AVAL Financial Services GmbH - Financial advice is a matter of trust

Initial
Information

Status-related initial information according to §§ 12 and 12a FinVermV

Ihr Berater

AVAL Financial Services GmbH
Managing Director: Benjamin Berendes
Prof.-Max-Lange-Platz 13
83646 Bad Tölz

Phone: +49 (8041) 79957-30
Fax: +49 (8041) 79957-40
E-Mail: info@afs-portal.de

Legal status

  • Insurance broker in accordance with Section 34d (1) of the Trade Regulations
  • Financial investment broker according to § 34 f paragraph 1, sentence 1, no. 1 trade regulations
  • Real estate loan broker in accordance with § 34i Trade Regulations

Competent authority

for the granting of a permit according to § 34 d GewO:
IHK for Munich and Upper Bavaria
Max-Joseph-Str. 2
80333 München

for the granting of a permit according to § 34 f GewO:
IHK for Munich and Upper Bavaria
Max-Joseph-Str. 2
80333 München

for the granting of a permit according to § 34 i GewO:
IHK for Munich and Upper Bavaria
Max-Joseph-Str. 2
80333 München

Register numbers in the intermediary register

Insurance intermediary register: D-5O1U-35H01-75
Investment Broker Register: D-F-155-2GK3-65
Real Estate Loan Broker Register: D-W-155-P5H8-19

Registration office of the intermediary register

German Chamber of Commerce and Industry
Breite Straße 29
10178 Berlin

Information on phone: 030 20308-0
or
vermittlerregister.org, under the respective register number mentioned above.

Information about issuers and providers whose financial investments are brokered and, if necessary, advised

Brokerage and advice is provided on financial investments from the entire breadth of the existing market in Germany as far as this is permitted within the framework of the official approval as a financial investment broker according to § 34 f GewO.

Information on remuneration for brokerage of financial investments and, if necessary, advice

In connection with the investment brokerage and, if necessary, advice, the investor or third parties (product providers) can pay for this, also in combination. This depends on the wishes and needs of the investor and the financial products that may be brokered.

Insofar as the remuneration components are paid by the investor, this is done in accordance with the remuneration agreement to be made separately.
Insofar as benefits in connection with investment advice or brokerage are provided by third parties (product providers), these may be retained.

Information on the type and source of compensation as an insurance broker

The remuneration for the activity takes place as:

  • Specifically agreed payment by the customer or
  • Commission included in the insurance premium, which is paid by the respective insurance company or
  • Combination of both.

This depends on the wishes and needs of the customer and the insurance products that may be brokered.

Consultation

Working as an insurance broker also includes giving advice.

Information on the type and source of remuneration as a real estate loan broker

The remuneration for the activity takes place as:

  • specifically agreed payment by the customer or as
  • Performance fee for successful loan brokerage from the lender or
  • Combination of both.

This depends on the wishes and needs of the customer and the lending institute.

Product selection

The intermediary acts independently.

Consultation

Acting as a real estate loan broker also includes giving advice.

Arbitration board for out-of-court dispute resolution

Arbitration board for commercial insurance, investment and credit brokerage
Glockengießerwall 2, 20095 Hamburg